FamilienRechner

Compare Elterngeld scenarios

The same monthly amounts can be arranged very differently. Three arrangements sit side by side here — all spending the same budget, so any difference in the result really does come from the rules and not from one option being handed more months.

The comparison needs the Elterngeld-Netto of both parents. If you do not know it yet, work it out in the Elterngeld calculator first.

Your incomes
€ per month
Your gross salary over the twelve months before the month of birth — excluding Christmas and holiday bonuses and any other one-off payments. Those count as sonstige Bezüge and are left out of Elterngeld entirely.
€ per month
Only needed if the second parent also takes Elterngeld.

Your result

Basiselterngeld only

€15,340

Runs to month of life
14
Average per month
€1,278
Highest monthly amount
€1,300

Twelve monthly amounts for one parent and two partner months for the other. The highest monthly figure over the shortest time.

ElterngeldPlus only

€16,640

Runs to month of life
28
Average per month
€640
Highest monthly amount
€650

The same budget with every monthly amount converted into two ElterngeldPlus months. Half the amount, twice as long.

Mixed

€13,000

Runs to month of life
18
Average per month
€813
Highest monthly amount
€1,300

Basiselterngeld while there is no income, then ElterngeldPlus for the part-time phase. This is what ElterngeldPlus was designed for.

With part-time work ElterngeldPlus pays more here. The reason is § 4a Abs. 2 BEEG: the ceiling for ElterngeldPlus is measured against the Basiselterngeld you would get with no income, so it does not fall when you earn.

14 of 14 allocated

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The numbers in detail

 Basiselterngeld onlyElterngeldPlus onlyMixed
Total€15,340€16,640€13,000
Runs to month of life142818
Average per month€1,278€640€813
Highest monthly amount€1,300€650€1,300

Timeline

From maternity protection to the final month of payment. Each bar is one month of the child’s life.

Maternity benefit is offset The first months of life are consumed by Mutterschaftsgeld: it is offset in full against Elterngeld, so no Elterngeld is paid in those months. The monthly amounts are spent all the same and cannot be moved to later — the most expensive planning mistake there is with Elterngeld.

Basiselterngeld only

Legend

Parent 1 · BasiselterngeldParent 1 · ElterngeldPlusParent 2Maternity benefit offset

ElterngeldPlus only

Legend

Parent 1 · BasiselterngeldParent 1 · ElterngeldPlusParent 2Maternity benefit offset

Mixed

Legend

Parent 1 · BasiselterngeldParent 1 · ElterngeldPlusParent 2Maternity benefit offset

Common questions

Do I get more money in total with ElterngeldPlus?

Only if you work while receiving it. With no earnings the totals are identical — ElterngeldPlus is then exactly half the amount over twice the time. With part-time work ElterngeldPlus can pay substantially more, because its ceiling is tied to the Basiselterngeld you would get with no income and does not fall along with your entitlement.

How many months are we entitled to?

Twelve monthly amounts for both parents together, plus two partner months where both reduce their income from employment. A single parent with sole custody can take all 14. One monthly amount of Basiselterngeld converts into two ElterngeldPlus months.

Can we both draw Basiselterngeld at the same time?

For births from 1 April 2024, only in one single month of the child’s first twelve. Exceptions apply for multiple births, premature births and a disability in the child.

How long can ElterngeldPlus run?

To the 32nd month of life. From the 15th month onwards, though, only if at least one parent draws ElterngeldPlus without a gap.

Why do the first months show zero?

Because Mutterschaftsgeld from the day of birth is offset in full against Elterngeld (§ 3 Abs. 1 BEEG). Those months still count as taken and cannot be saved for later.

Assumptions and limits

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